Ocean Finance

General information

About us
We’ve been helping people get the money they need to do the things they want for more than 20 years. So when they see the name ‘Ocean Finance’, they know they can expect a service that goes the extra mile.
We treat everyone as an individual – whatever their personal circumstances...
...which means we’ll always give someone a fair hearing and help if we can. We don’t do ‘one size fits all’ products. We find deals that are a perfect fit. Even if your credit rating’s not 100% perfect.
We've already helped more than 250,000 people - and we could help you too...

These days we offer a lot more than just secured loans. Now we could also help you find a mortgage, personal loan or credit card* - and you'll get the same great service you'd expect from Ocean.

* Mastercard ® is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One (Europe) plc. Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (Company Number 3879023). VAT Registration Number 690 6861 01. Authorised and regulated by the Financial Conduct Authority.

The Ocean Credit Card is issued by Capital One (Europe) plc. Intelligent Lending Limited (trading as Ocean, Ocean Mortgages and Ocean Finance) acts as a credit broker for Capital One on an exclusive basis in respect of the Ocean Card and is paid by Capital One for these services. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 4291279). Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit, insurance mediation and regulated mortgage activities. FCA registration number 310069, https://register.fca.org.uk/

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.

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